The share of working adults with employer-provided well being advantages fell from about 70% between 1970 and 1989 to 60% in 2023, in line with analysis from the Worker Advantages Analysis Institute.
In accordance with the EBRI, employers remained the most typical supply of well being protection amongst working adults in 2023. The share of employers providing well being protection solely decreased amongst small employers, not amongst different sizes. EBRI famous, nevertheless, that almost all companies in america are small.
For firms with 25 to 99 workers, the share that gives well being advantages.
decreased from 80.eight% in 1996 to 76.7% in 2023. For firms with 10 to 24 workers, the share fell from 64.9% to 51.eight% throughout that interval, and amongst employers with fewer than 10 workers, fell from 34.2% to 22.5%. %.
Regardless of the decline seen in small companies, the share of employers with 1,000 or extra workers providing well being advantages elevated from 96.7% to 97.6% through the interval studied. Likewise, the share of employers with 100 to 999 workers providing well being advantages elevated from 92.7% to 95.6%.
Though there’s a notable decline within the proportion of employers providing well being protection, the EBRI famous that the share of staff employed by non-public sector employers who had been eligible to obtain well being advantages (the eligibility charge) has remained just about fixed since 1996, various from a low of 75.four% in 2014 to a excessive of 81.three% in 1996.
Paul Fronstin, PhD, director of well being advantages analysis at EBRI, stated the analysis demonstrates that america' employment-based well being protection system has “demonstrated continued resilience.”
“Going ahead, addressing disparities between small and huge employers and adapting to altering workforce developments might be essential to sustaining the effectiveness and accessibility of employment-based well being advantages,” he stated.
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