With the open enrollment interval for medical health insurance in full swing, the Colorado Division of Insurance coverage launched steerage on how state particular person and small group plans cowl gender-affirming care. in addition to HIV prevention and therapy.
“Entry to complete, inclusive and affirming healthcare is the cornerstone of well-being for the LGBTQ+ neighborhood,” Nadine Bridges, government director of the LGBTQ+ advocacy group One Colorado, mentioned in a information launch.
People and small employers (these with 99 or fewer workers) can buy insurance policy by the state's market, Join for Well being Colorado, from six insurance coverage suppliers. This consists of Anthem, Cigna, Denver Well being, Kaiser Permanente, Rocky Mountain Well being Plans and Choose Well being.
In tips for gender-affirming care and HIV prevention and therapy, the Division of Insurance coverage gives details about which plans, each inside and out of doors of its market, cowl frequent providers.
The gender-affirming care information consists of details about protection for varied hormone remedy providers and surgical procedures. The HIV information shares protection data for a number of prescription medicines to forestall and deal with the virus.
Each guides additionally embrace what necessities and protections the state has round protection of those providers and prescriptions. In 2023, Colorado grew to become the primary state to explicitly embrace gender-affirming care providers in its flagship medical health insurance plan for important well being advantages.